Recently added

KOHO Credit Building Account

KOHO
Amount
Up to CA$10
Term
4–12 mo
Type
Credit Builder
Approval
Instant approval
Best for: This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.

Desjardins Personal Loan

Desjardins
6.95–12.95%
APR
Amount
CA$500–CA$50k
Term
12–60 mo
Type
Personal
Approval
1-3 business days
Best for: This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.

Spring Financial Personal Loan

Spring Financial
9.99–34.95%
APR
Amount
CA$300–CA$35k
Term
12–60 mo
Type
Personal
Approval
Same day
Best for: This service is ideal for individuals looking to build their credit while accessing loan amounts between $500 and $35,000 with fast funding.

TD Bank Personal Loan

TD Bank
8.99–23.99%
APR
Amount
CA$5k–CA$50k
Term
12–84 mo
Type
Personal
Approval
Same day to 2 business days
Best for: This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.

National Bank Personal Loan

National Bank of Canada
7.95–14.95%
APR
Amount
CA$2k–CA$50k
Term
12–60 mo
Type
Personal
Approval
1-3 business days
Best for: This loan is best for Quebec-based customers looking for personalized loan options with both fixed and variable rates.

RBC Royal Bank Personal Loan

RBC Royal Bank
9.0–13.0%
APR
Amount
CA$5k–CA$50k
Term
12–60 mo
Type
Personal
Approval
1-3 business days
Best for: This loan is ideal for individuals with a high credit score looking for long-term financing options without the worry of early repayment fees.

BMO Personal Loan

BMO
8.99–22.99%
APR
Amount
CA$2k–CA$35k
Term
12–60 mo
Type
Personal
Approval
Same day to 3 business days
Best for: This loan is ideal for high-credit borrowers looking for loans starting at $2,000 with long repayment terms.

Scotiabank Personal Loan

Scotiabank
6.0–10.0%
APR
Amount
CA$5k–CA$75k
Term
12–60 mo
Type
Personal
Approval
1-2 business days
Best for: Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.

Fairstone Personal Loans

Fairstone
29.99–34.99%
APR
Amount
CA$500–CA$50k
Term
6–120 mo
Type
Personal
Approval
Same day
Best for: Best for those who need quick access to unsecured funds and prefer both online and in-branch support.

Coast Capital Savings Personal Loan

Coast Capital Savings
7.99–14.99%
APR
Amount
CA$1k–CA$50k
Term
12–60 mo
Type
Personal
Approval
1-3 business days
Best for: This loan is ideal for individuals in British Columbia seeking a flexible, fee-free banking experience.

Fora Credit Line of Credit

Fora Credit
19.9–34.9%
APR
Amount
CA$1k–CA$15k
Term
12–100 mo
Type
Personal
Approval
Same day
Best for: This product is best for individuals seeking quick access to funds with a straightforward online application process.

goPeer Personal Loan

goPeer
8.99–34.99%
APR
Amount
CA$1k–CA$35k
Term
36–60 mo
Type
Personal
Approval
3-5 business days
Best for: This platform is ideal for Canadians looking to build their credit while accessing lower interest loans. It's also suitable for individuals seeking to invest in personal loans for high-yield returns.

LendDirect Personal Loan

LendDirect
19.9–46.93%
APR
Amount
CA$500–CA$25k
Term
6–60 mo
Type
Personal
Approval
15 minutes
Best for: This service is best for borrowers needing fast approvals and flexible eligibility criteria.

Fig Financial Personal Loan

Fig Financial
8.99–29.49%
APR
Amount
CA$2k–CA$35k
Term
24–84 mo
Type
Personal
Approval
1-2 business days
Best for: This loan is best for individuals with a building credit tier seeking longer loan terms of up to seven years.

CIBC Unsecured Personal Loan Options

CIBC
9.0–10.0%
APR
Amount
CA$3k–CA$200k
Term
12–60 mo
Type
Personal
Approval
1-3 business days
Best for: This loan is best for individuals looking to consolidate debt or finance significant purchases without collateral, thanks to its high limit and varied terms.

Mogo Personal Loan

Mogo
9.9–46.96%
APR
Amount
CA$500–CA$35k
Term
6–60 mo
Type
Personal
Approval
Minutes (online)
Best for: This loan is best for Canadians seeking short-term financing with a straightforward online application process and quick approvals.

Meridian Credit Union Personal Loan

Meridian Credit Union
7.49–12.99%
APR
Amount
CA$1k–CA$50k
Term
12–60 mo
Type
Personal
Approval
1-3 business days
Best for: This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.

Tangerine Line of Credit

Tangerine
7.45–12.45%
APR
Amount
CA$1k–CA$50k
Term
12–60 mo
Type
Line of Credit
Approval
1-3 business days
Best for: This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.

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