Compare personal loans

5.5–19.9%

APR

Amount

£1k–£25k

Term

12–60 mo

Type

personal

Approval

Same day

Best for: People who prefer building societies over banks and value ethical lending practices.

3.9–29.9%

APR

Amount

£1k–£50k

Type

debt_consolidation

Best for: Borrowers with good credit who need to consolidate substantial debts at a competitive rate from a trusted high-street bank.

18.0–49.9%

APR

Amount

£1k–£500k

Term

1–24 mo

Type

Business

Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.

Type

credit_builder

Best for: Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.

99.9–1333.0%

APR

Amount

£50–£1.5k

Term

3–6 mo

Type

personal

Approval

Minutes

Best for: People locked out of mainstream lending who need a small emergency sum quickly.

9.96%

APR

Type

bridging_refurbishment

Best for: Landlords needing short-term finance for property renovation, refurbishment, or quick property purchases

12.9–69.9%

APR

Amount

£3k–£25k

Term

24–60 mo

Type

hire_purchase

Approval

Same day decision

Best for: Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.

3.9–21.9%

APR

Amount

£1k–£25k

Term

12–60 mo

Type

personal

Approval

Same day

Best for: Borrowers with excellent credit looking for larger loans (£7k+) at top-tier rates.

3.9–29.9%

APR

Amount

£1k–£50k

Type

debt_consolidation

Best for: Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.

6.9–29.9%

APR

Amount

£10k–£500k

Term

72 mo

Type

Business

Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.

Type

credit_builder

Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.

Type

buy_to_let

Best for: Professional landlords with complex property portfolios needing specialist underwriting through a broker

5.9–24.9%

APR

Amount

£4k–£100k

Term

12–60 mo

Type

car_finance

Approval

Same day decision

Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.

9.9–69.9%

APR

Amount

£1k–£8k

Term

12–60 mo

Type

personal

Approval

Same day

Best for: Borrowers with poor or thin credit who've been declined by mainstream banks.

3.3–21.9%

APR

Amount

£1k–£30k

Type

debt_consolidation

Best for: HSBC customers who want a straightforward consolidation loan with longer repayment terms and free overpayments.

Type

credit_builder

Best for: People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.

Type

specialist_btl_bridging

Best for: Landlords with complex circumstances needing a specialist lender that assesses cases on merit rather than ticking boxes

7.9–29.9%

APR

Amount

£3k–£50k

Term

24–60 mo

Type

car_finance

Approval

Instant decision

Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.

6.7–36.4%

APR

Amount

£1k–£35k

Term

12–60 mo

Type

Personal

Best for: This service is best for individuals with good credit ratings looking for loans between £1,000 and £25,000, especially for larger amounts where lower rates apply.

4.9–29.9%

APR

Amount

£1k–£25k

Type

debt_consolidation

Best for: Existing Barclays customers who want a seamless in-app experience with the flexibility to top up borrowing later.