Compare personal loans

Type

credit_builder

Best for: Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.

6.9–29.9%

APR

Amount

£10k–£500k

Term

72 mo

Type

Business

Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.

3.9–29.9%

APR

Amount

£1k–£50k

Type

debt_consolidation

Best for: Borrowers who want a well-known high-street brand with competitive rates for consolidating medium to large debts.

99.9–1333.0%

APR

Amount

£50–£1.5k

Term

3–6 mo

Type

personal

Approval

Minutes

Best for: Individuals with low credit scores seeking emergency cash for unexpected expenses.

8.9–47.0%

APR

Amount

£1k–£50k

Term

12–60 mo

Type

auto

Approval

Instant online

Best for: This service is best for those who need fast financing for a vehicle and have a clear repayment plan.

9.69–13.1%

APR

Amount

£10k–£250k

Term

36–360 mo

Type

secured_homeowner_loan

Approval

As little as 3 days

Best for: Homeowners with varying credit histories who need funds for debt consolidation or home improvements.

5.5–19.9%

APR

Amount

£1k–£50k

Term

12–60 mo

Type

personal

Approval

Minutes

Best for: Individuals with good credit scores seeking flexible loan amounts for personal use.

Type

credit_builder

Best for: People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.

18.0–49.9%

APR

Amount

£1k–£500k

Term

1–24 mo

Type

Business

Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.

3.9–29.9%

APR

Amount

£1k–£50k

Type

debt_consolidation

Best for: Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.

7.9–29.9%

APR

Amount

£3k–£50k

Term

24–60 mo

Type

car_finance

Approval

Instant decision

Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.

5.89–8.05%

APR

Amount

£5k–£500k

Term

60–360 mo

Type

homeowner_loan

Approval

Funded shortly after approval

Best for: Homeowners with good equity and credit scores looking to consolidate debts or finance renovations.

5.7–19.9%

APR

Amount

£1k–£40k

Term

12–60 mo

Type

personal

Best for: Ideal for existing Nectar cardholders looking to earn rewards while securing a loan.

Type

credit_builder

Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.

3.9–29.9%

APR

Amount

£1k–£50k

Type

debt_consolidation

Best for: Borrowers with good credit who need to consolidate substantial debts at a competitive rate from a trusted high-street bank.

4.9–19.9%

APR

Amount

£4k–£100k

Term

12–60 mo

Type

car_finance

Approval

Same day via dealer

Best for: It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.

Type

buy_to_let

Best for: Landlords with complex income or non-standard properties who struggle with mainstream lender criteria.

5.9–24.9%

APR

Amount

£1k–£25k

Term

12–60 mo

Type

personal

Approval

Same day

Best for: Individuals with good credit scores seeking a personal loan between £1,000 and £25,000 for various purposes.

4.9–29.9%

APR

Amount

£1k–£25k

Type

debt_consolidation

Best for: Existing Barclays customers who want a seamless in-app experience with the flexibility to top up borrowing later.

5.9–24.9%

APR

Amount

£4k–£100k

Term

12–60 mo

Type

car_finance

Approval

Same day decision

Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.