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Bank of Ireland Personal Loan

Bank of Ireland
7.1–8.9%
APR
Amount
€2k–€75k
Term
12–60 mo
Type
personal
Approval
Online applications in about 15 minutes for existing customers
Best for: This loan is best for borrowers looking for a quick application process and the ability to borrow significant sums without needing savings.

PTSB Personal Loan

Permanent TSB
6.2–8.8%
APR
Amount
€1.5k–€75k
Term
12–60 mo
Type
personal
Approval
Approval in minutes online or in-app
Best for: This loan is best for individuals in Ireland looking to finance personal projects or consolidate debt with amounts up to €75,000.

AIB Personal Loan

AIB
8.65–8.95%
APR
Amount
€1k–€75k
Term
12–60 mo
Type
personal
Approval
Decision within 3 hours for online applications
Best for: This loan is ideal for individuals with a strong credit profile looking to finance personal projects or investments, especially those interested in green initiatives.

Avant Money Personal Loan

Avant Money
6.1–19.9%
APR
Amount
€5k–€75k
Term
12–120 mo
Type
personal
Approval
Apply online, approval subject to review
Best for: This loan is best for those needing a significant amount of funding, with loans ranging from €5,000 to €75,000.

An Post Personal Loan

An Post Money
6.9–19.9%
APR
Amount
€5k–€75k
Term
12–84 mo
Type
personal
Approval
Apply online
Best for: Ideal for customers seeking a straightforward personal loan with fixed rates for various purposes, from home improvements to personal expenses.

Revolut Personal Loan

Revolut
6.5–12.99%
APR
Amount
€2k–€30k
Term
12–60 mo
Type
personal
Approval
Apply in-app, quick decision
Best for: Best for those who prefer a digital-first approach and need a flexible repayment option.

Credit Union Personal Loans in Ireland

Irish Credit Unions
8.0–12.68%
APR
Amount
€1k–€75k
Term
12–120 mo
Type
personal
Approval
Varies by credit union, many offer quick approval
Best for: These loans are best for individuals seeking a personal loan with lower APR rates and a community-oriented approach to lending.

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