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SBI New Car Loan

State Bank of India
8.9–9.85%
APR
Amount
₹100k
Term
12–84 mo
Type
car_finance
Approval
Quick disbursement after approval
Best for: This loan is best for individuals with a stable income looking to finance a new vehicle.

IDFC FIRST Bank Personal Loan

IDFC FIRST Bank
10.49–24.0%
APR
Amount
₹20k–₹4M
Term
6–60 mo
Type
personal
Approval
Same day
Best for: This loan is best for individuals with a growing credit profile seeking a hassle-free online application and quick disbursement.

Axis Bank Education Loan

Axis Bank
6.9–13.5%
APR
Amount
₹50k–₹7.5M
Term
12–180 mo
Type
student
Approval
5-7 business days
Best for: Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.

Kotak Mahindra Bank Personal Loan

Kotak Mahindra Bank
10.25–24.0%
APR
Amount
₹50k–₹4M
Term
12–60 mo
Type
personal
Approval
Same day
Best for: This loan is best for individuals seeking quick access to funds with flexible repayment options and those who maintain a high credit score.

PNB Saraswati Education Loan

Punjab National Bank
6.85–11.6%
APR
Amount
₹100k–₹5M
Term
12–180 mo
Type
student
Approval
7-14 business days
Best for: Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.

HDFC Bank New Car Loan

HDFC Bank
8.15%
APR
Amount
₹100k–₹2.5M
Term
12–84 mo
Type
car_finance
Approval
Loan disbursal in as little as 30 minutes
Best for: It's best for salaried individuals or self-employed persons looking for quick disbursement and a range of loan amounts.

SBI Student Loan Scheme

State Bank of India
6.9–9.9%
APR
Amount
₹100k–₹5M
Term
12–180 mo
Type
student
Approval
15 business days
Best for: Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.

HDFC Bank Personal Loan

HDFC Bank
9.99–21.0%
APR
Amount
₹50k–₹5M
Term
12–60 mo
Type
personal
Approval
Same day
Best for: This loan is best for individuals with a high credit score looking for substantial amounts quickly, especially pre-approved customers.

Canara Bank Vidya Turant Education Loan

Canara Bank
7.25–10.1%
APR
Amount
₹100k
Term
12–180 mo
Type
student
Approval
5-10 business days
Best for: Students pursuing master's degrees at top-ranked global universities or premier Indian institutes who want PSU rates with competitive terms.

ICICI Bank Car Loan

ICICI Bank
8.4–11.5%
APR
Amount
₹100k
Term
12–84 mo
Type
car_finance
Best for: This loan is ideal for both salaried and self-employed individuals looking to finance new or pre-owned vehicles.

HDFC Bank Education Loan

HDFC Bank
10.5–13.5%
APR
Amount
₹100k–₹5M
Term
12–180 mo
Type
student
Approval
3-5 business days
Best for: Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.

Axis Bank Car Loan

Axis Bank
8.75–12.5%
APR
Amount
₹100k
Term
12–84 mo
Type
car_finance
Best for: This loan is best for salaried or self-employed individuals seeking full vehicle financing with convenient service.

ICICI Bank Personal Loan

ICICI Bank
10.25–19.0%
APR
Amount
₹50k–₹5M
Term
12–60 mo
Type
personal
Approval
Same day
Best for: This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.

ICICI Bank Education Loan

ICICI Bank
8.5–13.0%
APR
Amount
₹100k
Term
12–144 mo
Type
student
Approval
3-7 business days
Best for: Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.

Axis Bank Personal Loan

Axis Bank
10.49–22.0%
APR
Amount
₹50k–₹4M
Term
12–60 mo
Type
personal
Approval
Same day
Best for: This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.

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