Recently added

UBA Personal Loan

UBA
28.5–32.0%
APR
Amount
₦200k
Term
6–60 mo
Type
Personal
Approval
Bank review and disbursement to salary account
Best for: This loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.

Stanbic IBTC Business Loan

Stanbic IBTC Bank
Amount
₦1M
Term
12–60 mo
Type
business
Approval
1-2 weeks
Best for: Nigerian entrepreneurs with existing Stanbic IBTC accounts seeking substantial working capital or trade finance.

QuickCheck Personal Loan

QuickCheck
60.0%
APR
Amount
₦1.5k–₦1M
Term
1–12 mo
Type
Personal
Approval
5 minutes
Best for: This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.

Zenith Bank Business Loan

Zenith Bank
Amount
₦1M
Term
12–60 mo
Type
business
Approval
1-2 weeks
Best for: Established Nigerian businesses with solid financial records looking for substantial funding.

Renmoney Personal Loan

Renmoney
25.44–31.8%
APR
Amount
₦50k
Term
3–24 mo
Type
Personal
Approval
fast app-based approval
Best for: This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.

UBA SME Business Loan

United Bank for Africa
Amount
₦500k
Term
12–60 mo
Type
business
Approval
1-2 weeks
Best for: Nigerian small to medium enterprises with solid financial projections and collateral who need significant funding for growth.

Kuda Bank Overdraft

Kuda
30.0–108.0%
APR
Amount
₦5k–₦250k
Term
1–12 mo
Type
Personal
Approval
minutes
Best for: This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.

First Bank SME Business Loan

First Bank of Nigeria
Amount
₦500k
Term
12–60 mo
Type
business
Approval
1-2 weeks
Best for: Established businesses with a good credit history looking for significant financial support.

GTBank Salary Advance Personal Loan

GTBank
35.4%
APR
Amount
₦5k–₦5M
Term
1–12 mo
Type
Personal
Approval
instant
Best for: This loan is ideal for salary earners looking for quick access to funds, particularly in emergencies or for unexpected expenses.

GTBank Business Loan

Guaranty Trust Bank
Amount
₦1M
Term
12–60 mo
Type
business
Approval
1-2 weeks
Best for: Established Nigerian businesses with a solid trading history seeking significant funding for expansion.

FairMoney Personal Loan

FairMoney
24–456%
APR
Amount
₦1.5k–₦5M
Term
1–36 mo
Type
Personal
Approval
5 minutes
Best for: This loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.

Lidya Business Loan

Lidya
Amount
₦150k
Term
1–12 mo
Type
business
Approval
24-48 hours
Best for: Established Nigerian businesses seeking quick funding for operational expenses or expansion.

Branch Personal Loan

Branch
36.0–99.0%
APR
Amount
₦6k–₦1M
Term
4–52 mo
Type
Personal
Approval
minutes to 24 hours
Best for: This service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.

Stanbic IBTC Personal Loan

Stanbic IBTC
48.0%
APR
Amount
₦100k
Term
6–24 mo
Type
Personal
Approval
instant approval
Best for: This loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.

First Bank of Nigeria Personal Loan

First Bank of Nigeria
20.0–28.0%
APR
Amount
₦200k
Term
6–60 mo
Type
Personal
Approval
bank review and disbursement to salary account
Best for: This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.

Carbon Personal Loan

Carbon
54–195%
APR
Amount
₦2.5k–₦1M
Term
2–12 mo
Type
Personal
Approval
minutes
Best for: This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.

Latest from the blog