Compare personal loans

13.9%

APR

Amount

NZ$3k–NZ$50k

Term

6–84 mo

Type

car_finance

Approval

Within 5 business days

Best for: Ideal for those seeking a reliable lender with no application fees and quick approval times.

9.95–29.95%

APR

Amount

NZ$500–NZ$50k

Term

3–84 mo

Type

debt_consolidation

Approval

Money within 24 hours of approval

Best for: This loan is best for individuals looking to simplify their finances by consolidating high-interest debts into one manageable payment.

4.19–6.39%

APR

Term

6–360 mo

Type

mortgage

Best for: This loan is best for those seeking flexible mortgage terms and personalised service from a local bank. It's suitable for first-home buyers and those refinancing their existing mortgages.

9.95–29.95%

APR

Amount

NZ$500–NZ$50k

Term

3–84 mo

Type

personal

Best for: Best for borrowers needing quick access to cash with flexible repayment terms of 3 to 84 months.

9.95–29.95%

APR

Amount

NZ$2k–NZ$50k

Term

12–84 mo

Type

auto

Approval

Fast online approval

Best for: This loan is best for those who need quick access to funds for vehicle purchases and have a reliable income.

12.9–19.95%

APR

Amount

NZ$2k–NZ$50k

Term

6–84 mo

Type

personal

Best for: This loan is best for borrowers needing substantial funds for projects or debt consolidation with flexible repayment terms.

8.95–19.95%

APR

Amount

NZ$2k–NZ$100k

Term

12–84 mo

Type

car_finance

Approval

Same day decision

Best for: This loan is ideal for NZ residents aged 18 and over who have a regular income and need quick access to vehicle financing.

11.5–15.5%

APR

Amount

NZ$1k–NZ$30k

Term

6–60 mo

Type

personal

Approval

1-3 business days

Best for: This loan is best for borrowers who are NZ citizens or permanent residents and have a steady income, looking for a manageable loan amount.

8.55–11.7%

APR

Amount

NZ$5k–NZ$100k

Term

12–60 mo

Type

car_finance

Approval

Apply online or through dealer network

Best for: This loan is best for those seeking a straightforward vehicle financing solution with the option to tailor repayment terms to fit their budget.

13.9%

APR

Amount

NZ$3k–NZ$50k

Term

6–84 mo

Type

personal

Approval

Decision within 5 business days, same-day funding once approved

7.99–24.99%

APR

Amount

NZ$2k–NZ$100k

Term

36–84 mo

Type

car_finance

Approval

Rate check with no credit score impact

Best for: This loan is ideal for those who want to check rates without affecting their credit score and need a loan range between $2,000 to $100,000.

7.99–24.99%

APR

Amount

NZ$2k–NZ$100k

Term

36–84 mo

Type

personal

Approval

Quote in minutes, funding can be as fast as 9 minutes

Best for: This loan is best for individuals seeking quick access to funds with minimal paperwork, particularly those with good to excellent credit.

12.95%

APR

Amount

NZ$2k–NZ$50k

Term

6–84 mo

Type

car_finance

Approval

1-3 business days

Best for: Best suited for ASB account holders needing a quick loan for a new or used vehicle with flexible terms from 6 to 84 months.

9.95–17.75%

APR

Amount

NZ$1k–NZ$50k

Term

6–60 mo

Type

personal

Best for: Best suited for those needing a personal loan between $1,000 and $50,000 with flexible terms.

9.4–12.15%

APR

Amount

NZ$5k–NZ$75k

Term

12–60 mo

Type

auto

Approval

Quick online application

Best for: It's ideal for those seeking quick online approval and flexible loan amounts for vehicle purchases.

13.9–19.9%

APR

Amount

NZ$2k–NZ$50k

Term

6–60 mo

Type

personal

Best for: This loan is best for borrowers seeking amounts from NZ$2,000 to NZ$50,000 with flexible repayment terms.

6.49–12.99%

APR

Amount

NZ$2k–NZ$50k

Term

6–60 mo

Type

car_finance

Approval

1-3 business days

Best for: Ideal for NZ residents looking for fixed-rate car loans with flexible terms and quick approval.

7.99–13.9%

APR

Amount

NZ$2k–NZ$50k

Term

6–60 mo

Type

personal

Best for: Best for those seeking lower rates for electric vehicle financing, as well as borrowers needing larger sums up to $50,000.

12.99–18.99%

APR

Amount

NZ$2k–NZ$30k

Term

12–60 mo

Type

personal

Best for: Best suited for borrowers looking for flexible loan amounts and terms, with the added benefit of supporting a New Zealand-owned institution.