Compare personal loans

8.99–17.99%

APR

Amount

$500–$25k

Type

personal

Best for: Active duty members who value on-base banking convenience.

5.99–22.99%

APR

Amount

$5k–$75k

Term

12–84 mo

Type

car_finance

Approval

Same day via dealer

Best for: Best for individuals seeking financing for new or used vehicles with flexible loan terms from 12 to 84 months.

6.875–7.148%

APR

Amount

$50k–$3M

Term

180–360 mo

Type

mortgage

Approval

Online application, Rocket Logic verification speeds process

Best for: This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.

4.15–14.9%

APR

Amount

$5k–$500k

Type

student_refinance

Approval

Check rate in minutes with no impact on credit score

Best for: This service is best for individuals with good credit looking for customizable repayment plans and the option to skip payments once a year.

35.95–35.99%

APR

Amount

$300–$10k

Term

12–48 mo

Type

personal

Approval

1-3 business days

Best for: Recent immigrants with no SSN and no US credit history who need a small loan and want to start building credit

Best for: Couples or co-borrowers wanting joint application discount.

29.9%

APR

Amount

$5k–$250k

Term

3–24 mo

Type

Business Term Loan

Approval

Same day

Best for: Best for established businesses needing quick cash with good revenue.

8.95–35.99%

APR

Amount

$5k–$40k

Term

24–60 mo

Type

Personal (Debt Consolidation)

Best for: This loan is best for individuals seeking to lower their interest rates and improve their financial health through debt consolidation.

6.9–27.9%

APR

Amount

$1k–$100k

Term

24–84 mo

Type

auto

Best for: Individuals with fair to good credit scores looking for flexible financing options for vehicle purchases.

6.17–6.5%

APR

Amount

$50k–$3M

Term

180–360 mo

Type

mortgage

Best for: It's ideal for tech-savvy borrowers looking for a fast, fully digital mortgage application process.

4.89–9.74%

APR

Amount

$10k–$500k

Term

60–240 mo

Type

student_refinance

Approval

Same day prequalification

Best for: Existing Citizens Bank customers or borrowers with high student loan balances ($100K+)

7.74–35.99%

APR

Amount

$1k–$50k

Term

24–84 mo

Type

debt_consolidation

Approval

Next business day funding

Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

Amount

$2k–$250k

Term

1–18 mo

Type

Business Line of Credit

Approval

Same day (online decision)

Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

8.99–18.0%

APR

Amount

$250–$50k

Term

6–180 mo

Type

Personal (Credit Union)

Best for: These loans are best for military personnel and their families seeking flexible financing options without origination fees.

5.49–17.99%

APR

Amount

$7.5k–$100k

Term

12–75 mo

Type

car_finance

Approval

Same day

Best for: Car buyers with good credit looking for flexible loan amounts between $7,500 and $100,000.

6.75–15.0%

APR

Amount

$15k–$750k

Term

60–360 mo

Type

heloc

Approval

Funding in as few as 5 days

Best for: This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.

2.99–16.38%

APR

Amount

$1k–$200k

Term

60–180 mo

Type

student

Best for: These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.

5.99–24.99%

APR

Amount

$5k–$40k

Term

24–60 mo

Type

debt_consolidation

Approval

2-4 business days

Best for: Borrowers with significant credit card debt who want a structured payoff plan

6.2%

APR

Amount

$5k–$250k

Term

6–12 mo

Type

Business Line of Credit

Approval

Same day

Best for: Best for small businesses with at least two years of operation and strong revenue.

7.49–22.44%

APR

Amount

$5k–$50k

Term

36–84 mo

Type

Personal

Best for: These loans are best for existing Citizens customers looking for reduced rates and individuals seeking amounts between $5,000 and $50,000 without origination fees.