Compare personal loans

36.0–38%

APR

Amount

R1k–R7.2k

Term

2 mo

Type

short_term

Approval

Within 24 hours

Best for: This loan is best for individuals who require immediate access to funds and can repay within a short timeframe.

15.0–27.75%

APR

Amount

R1k–R100k

Term

6–60 mo

Type

personal

Approval

1-2 business days

36–60%

APR

Amount

R4k–R8k

Term

1–6 mo

Type

short_term

Approval

Minutes

Best for: This loan is best for individuals needing urgent financial assistance with a manageable repayment plan.

15.0–27.29%

APR

Amount

R2k–R200k

Term

6–60 mo

Type

personal

Approval

1-2 business days

Best for: Ideal for individuals looking for substantial loan amounts with the possibility of insurance-backed options.

36.0–60.0%

APR

Amount

R500–R8k

Term

Up to 3 mo

Type

short_term

Approval

Same day (apply by 3pm)

Best for: This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.

12.25–27.75%

APR

Amount

R1k–R250k

Term

6–84 mo

Type

personal

Approval

Same day

Best for: Ideal for clients seeking a quick, fully digital loan process with personalised rates.

36.0–60.0%

APR

Amount

R500–R8k

Term

Up to 3 mo

Type

short_term

Approval

Same day

Best for: This loan is best for individuals facing immediate financial needs who can repay within 90 days.

12.25–29.25%

APR

Amount

R2k–R300k

Term

6–72 mo

Type

personal

Approval

Same day

Best for: This loan is best for individuals with a good credit rating looking for a substantial amount with extended repayment periods.

36.0–60.0%

APR

Amount

R500–R8k

Term

1–6 mo

Type

short_term

Approval

Under 15 minutes

Best for: This loan is best for individuals needing immediate funds, especially for unexpected expenses.

21.0–27.75%

APR

Amount

R500–R25k

Term

1–24 mo

Approval

Same day

Best for: Ideal for individuals seeking short-term financial solutions with flexible repayment options.

27.0–27.75%

APR

Amount

R500–R50k

Term

1–36 mo

Type

personal

Approval

Same day

Best for: This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.

18.0–27.75%

APR

Amount

R2k–R250k

Term

6–60 mo

Type

personal

Approval

1-3 business days

Best for: This loan is best for government workers and pensioners looking for hassle-free access to funds with automatic deductions from their salaries.

21.0–27.75%

APR

Amount

R1k–R50k

Term

1–24 mo

Type

personal

Approval

Same day

Best for: This loan is best for individuals seeking immediate cash for personal expenses and who may have lower credit ratings.

12.0–27.75%

APR

Amount

R2k–R300k

Term

6–72 mo

Type

personal

Approval

1-2 business days

Best for: This loan is best for individuals with a high credit rating looking for manageable repayment terms.

24.0–27.75%

APR

Amount

R500–R8k

Term

1–6 mo

Type

personal

Approval

Minutes

Best for: This loan is best for individuals needing quick access to funds with a flexible repayment structure.

15.0–27.75%

APR

Amount

R500–R100k

Term

3–36 mo

Type

personal

Approval

Same day

Best for: This loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.

15.0–27.75%

APR

Amount

R2k–R250k

Term

6–72 mo

Type

personal

Approval

1-2 business days

Best for: This loan is best for individuals seeking a fixed-rate personal loan with flexibility in loan amounts and repayment terms.

24.0–27.75%

APR

Amount

R500–R8k

Term

1–6 mo

Type

personal

Approval

Same day

Best for: This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.

15.0–28.0%

APR

Amount

R5k–R200k

Term

12–60 mo

Type

personal

Approval

1-3 business days

Best for: This loan is best for individuals with a high credit tier looking for affordable and transparent borrowing solutions.

10.25–27.75%

APR

Amount

R2k–R300k

Term

6–72 mo

Type

personal

Approval

1-2 business days

Best for: This loan is best for individuals looking for affordable borrowing options up to R400,000 with an established bank and a reliable rewards system.