Compare personal loans

Amount

Up to R500k

Term

18–72 mo

Type

debt_consolidation

Best for: Individuals with multiple debts seeking to combine them into a single manageable loan.

27.0–27.75%

APR

Amount

R500–R50k

Term

3–36 mo

Type

personal

Approval

Same day

Best for: This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.

Type

mortgage

Best for: First-time home buyers in South Africa with a solid income and good credit scores looking to finance up to R3 million.

Amount

R50k

Term

Up to 96 mo

Type

car_finance

Best for: Individuals with a stable income and a good credit score looking to finance a vehicle purchase over R50,000.

Amount

Up to R450k

Type

student

Best for: Students with a steady income who need financial support for tuition and living costs.

Amount

R10k–R5M

Term

3–12 mo

Type

business

Approval

Funds in as little as 24 hours

Best for: Established businesses with consistent revenue looking for flexible funding options.

36.0–60.0%

APR

Amount

R500–R8k

Term

3 mo

Type

short_term

Approval

Same day (apply by 3pm)

Best for: This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.

Term

12–84 mo

Type

debt_consolidation

Best for: Individuals with a steady income above R3,000 looking to streamline their loan repayments.

10.25–27.75%

APR

Amount

R2k–R300k

Term

6–72 mo

Type

personal

Approval

1-2 business days

Best for: This loan is best for individuals looking for affordable borrowing options up to R400,000 with an established bank and a reliable rewards system.

Term

60–360 mo

Type

mortgage

Best for: First-time home buyers with a solid credit score looking for cashback incentives and flexible repayment terms.

Amount

R30k

Type

car_finance

Best for: Individuals earning at least R6,000 a month with a clear credit record looking to finance a car under 10 years old.

Amount

R15k

Type

student

Best for: Students earning over R3,000 monthly who require funds for tuition and related study expenses.

Term

36–60 mo

Type

business

Best for: Businesses that have been trading for at least 2 years and need predictable repayment schedules.

36.0–60.0%

APR

Amount

R500–R8k

Term

3–6 mo

Type

short_term

Approval

Under 15 minutes

Best for: This loan is best for individuals needing immediate funds, especially for unexpected expenses.

Amount

Up to R250k

Term

3–72 mo

Type

debt_consolidation

Best for: Individuals with multiple debts seeking to consolidate them into a single loan while earning a steady income.

15.0–27.75%

APR

Amount

R500–R100k

Term

3–36 mo

Type

personal

Approval

Same day

Best for: This loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.

Type

mortgage

Best for: Households earning up to R34,800 monthly who are looking to finance a home purchase.

Amount

R50k

Term

12–84 mo

Type

car_finance

Best for: Individuals earning R8,000 or more monthly who want to finance a vehicle with flexible repayment terms.

Type

student

Best for: Full-time students in South Africa who have a reliable guarantor and are pursuing qualifications at NQF level 5 or higher.

Amount

Up to R5M

Type

business

Best for: Established businesses generating over R50,000 monthly looking for flexible funding options.